Frequently Asked Questions

Yes. GBI Farms operates under GAIN Business Incubator Ltd, incorporated with the Corporate Affairs Commission (CAC) in 2021. We maintain proper corporate governance, structured agreements, and transparent operations. All investment and land transactions are backed by legal documentation and professional management oversight.

Our farm estates and processing facility are strategically located in Ogun State, Nigeria — positioned along high-growth corridors near the airport and major trunk roads. Our distribution network covers Lagos and Ogun State with direct delivery channels. Investors and buyers are welcome to schedule a site inspection at any time.

GBI Farms began farming operations in 2018 as a small-scale agricultural venture. The company was formally incorporated as GAIN Business Incubator Ltd in 2021. Since then, we have grown to manage 200+ acres, sold over 150 acres to investors, and established an operational food processing line.

GBI is not just a farm — it is a structured agribusiness ecosystem. Unlike single-purpose farms, we operate across the full agricultural value chain: we own the land, cultivate crops, aggregate from partner farmers, process into consumer goods, and distribute directly to the market. This closed-loop model reduces risk, stabilises margins, and creates compounding value for investors and buyers. Our institutional structure includes CAC registration, legal agreements, transparent profit-sharing, and professional management.

Yes. While farming is our foundation, GBI operates across multiple verticals:

• Agro-Real Estate — farmland sales, farm estate development, and land banking through the Gateway Appreciation Fund
• Food Processing — cassava-based products, oils, rice, and ginger through our Food Hub
• Corporate Food Supply — monthly grocery subscription and staff welfare programs
• Distribution — direct delivery across Lagos and Ogun State, including online retail

GBI generates revenue through multiple streams:

• Farmland sales — acre-based purchases within our farm estate
• Land banking returns — appreciation from the Gateway Appreciation Fund
• Farm production — crop cultivation and structured profit-sharing with landowners
• Food processing & FMCG — garri, fufu, palm oil, rice production and sales
• Wholesale & retail distribution — bulk supply, corporate programs, and online shop

This diversified revenue model ensures stability and resilience against market fluctuations.

Purchasing farmland is straightforward. Contact our estate team via phone (08139149468), WhatsApp, or through the website enquiry form. We offer acre-based purchases within our structured farm estate in Ogun State. You can schedule a site inspection before committing, and payment can be made via bank transfer with flexible installment options available.

Upon completing your farmland purchase, you receive a comprehensive documentation package:

• Deed of Assignment — legal transfer of land rights
• Survey Plan — professional survey with coordinates
• Payment Receipts — complete transaction records
• Letter of Allocation — formal plot assignment
• Farm Management Agreement — if opting for managed farming

All documentation is prepared by qualified legal professionals and serves as verifiable proof of ownership.

Pricing varies based on location within the estate, proximity to infrastructure, and prevailing market rates. For the current pricing schedule, please contact our sales team directly or visit our Real Estate page for available listings. We offer competitive rates with flexible payment plans including installment options.

Yes. GBI offers a contract farming model where we handle all farming operations on your plot — from land preparation and planting to maintenance and harvesting. You receive structured profit-sharing from the cultivation output. This model is ideal for passive investors and diaspora participants who want farmland ownership without the day-to-day involvement. Our experienced agricultural team ensures professional management of your asset.

For managed farming, GBI operates a 60/40 profit-sharing model — where 60% of net profits go to the landowner and 40% is retained by GBI to cover management, operations, and reinvestment. Profit calculations are transparent, based on market-rate crop sales minus operational costs. You receive detailed reports after each harvest cycle.

Absolutely. GBI is structured specifically to facilitate diaspora participation. You can purchase farmland, receive documentation, and have GBI manage the farming operations — all without needing to be physically present. Communication, payments, and reporting are handled remotely. We also encourage periodic site inspections and can arrange virtual farm tours.

Yes, and we strongly encourage it. Site inspections are available by appointment. You can visit the farm estate, walk the plots, inspect the processing facility, and meet the management team in person. There is no obligation to purchase after a visit. Schedule your free site inspection today.

Yes. All GBI farmland is legally verified and properly documented. We conduct due diligence on every parcel including title search, boundary confirmation, and community engagement. Land comes with survey plans, Deed of Assignment, and is on the path to Certificate of Occupancy (C of O) processing where applicable. GBI does not sell disputed or encumbered land.

Yes. Once you have completed your purchase and received your documentation, the land is your asset. You have full rights to resell, transfer, or develop it. GBI estates are located in high-growth corridors, meaning your farmland has strong appreciation potential over time. Many early buyers have already seen significant value increases on their plots.

The Gateway Appreciation Fund is GBI's structured land banking investment. We pool investor capital to acquire large, low-cost acreage in Ogun State's high-growth corridors. Over a 4–5 year cycle, we develop infrastructure, process documentation (including C of O), subdivide the land into smaller plots, and sell at significantly appreciated value. Profits are shared with investors on a 60/40 split (60% to investors). Visit our Gateway Fund page for full details.

Farmland purchase gives you individual ownership of a specific plot that you can farm, manage, or resell. The Gateway Appreciation Fund is a pooled land banking investment — you invest capital (via slots), GBI manages the entire development cycle end-to-end, and you receive returns from the appreciation of the whole land asset at the exit point. You don't own a specific plot, but you participate in the entire profit pool.

The minimum investment is 5 slots at ₦1,000,000 per slot = ₦5,000,000. This entry threshold ensures meaningful participation and alignment with the fund's development strategy. There is no maximum — investors may acquire as many slots as they wish. Installment payment plans are available for qualifying investors.

Each fund cycle runs for 4–5 years. This duration allows sufficient time for land acquisition, infrastructure development, government documentation (C of O), subdivision, and strategic resale at peak market value. The timeline is communicated upfront and investors receive periodic updates throughout the cycle.

The projected return on investment is up to 300% over the 4–5 year cycle. This projection is based on historical land appreciation trends in Ogun State's growth corridors, the value added through infrastructure development, and C of O documentation. Note: Projections are estimates based on market analysis and are not guaranteed. Actual returns may vary.

No. The Gateway Appreciation Fund is not individual land ownership — it is a structured pooled investment. You invest in slots and receive proportional profit-sharing at the exit point. GBI manages the land asset collectively on behalf of all participants. If you want individual land ownership, consider our Farm Estate Purchase option instead.

Profit is calculated as the difference between the total resale revenue from subdivided plots and the total cost (acquisition, development, documentation, marketing, and operational costs). Net profit is split 60% to investors and 40% to GBI. Your share is proportional to the number of slots you hold relative to the total pool. Detailed financial reports are provided at each milestone.

At the end of the cycle, the developed and documented land is subdivided and sold at market value. Proceeds are calculated, costs deducted, and net profit is distributed to investors according to their slot count. Investors receive their capital plus their proportional share of the 60% profit pool. Detailed settlement reports are provided. You may also choose to reinvest into the next fund cycle.

The fund is structured for the full 4–5 year cycle to maximise returns. Early exit is not standard, as the value is created through the development process. However, in exceptional circumstances, investors may request early exit discussions with management. Terms would depend on the stage of development and available liquidity. We recommend investors commit only capital they can hold for the full cycle.

Yes. While the primary return comes at the exit point, GBI provides interim benefits during the holding period:

• Annual food package — investors receive a yearly food supply package from GBI's processing line
• Agricultural use — the land is utilised for farming during the holding period, generating additional operational value
• Regular updates — progress reports on development milestones and market conditions

These interim benefits provide tangible value while your capital appreciates.

GBI supplies a range of premium, farm-sourced food products:

• Cassava Products — Garri Ijebu (super crunchy, export-ready), Yellow Garri (palm oil-infused), Fufu Powder, Lebu
• Oils — Pure unrefined palm oil, vegetable oil
• Grains — Brown Ofada rice (stone-free, premium quality)
• Spices — Dried ginger, powdered ginger (export grade)

All products are hygienically processed and available in retail, wholesale, and export packaging. Visit our online shop or Food Hub page for the full catalogue.

Yes. Our Garri Ijebu and other cassava-derived products are processed to export-grade standards. We maintain strict quality control throughout the production chain — from sourcing to processing, packaging, and storage. Products are available in export-friendly packaging formats. For export enquiries, submit a request and our trade team will provide quotations, specifications, and shipping arrangements.

Yes. Bulk supply is a core part of our distribution model. We supply to wholesalers, distributors, cooperatives, supermarkets, and corporate clients. Minimum order quantities and pricing are available on request. Volume discounts apply for large and recurring orders. Request a wholesale price list.

Absolutely. We actively seek distribution partnerships with supermarkets, retail chains, cooperative societies, and food distributors. GBI offers consistent supply, competitive wholesale pricing, and reliable delivery schedules. We can also provide co-branded or white-label products for retail partners. Contact us to discuss partnership terms.

Yes. GBI offers white-label and custom packaging services. You can sell our premium food products under your own brand. We handle everything from production and quality control to packaging in your custom-designed bags, tins, or containers. Minimum order quantities apply. Visit our Food Hub for more details or request a custom packaging quote.

Quality control is embedded at every stage:

• Sourcing — farm-backed raw materials from our own 200+ acres and vetted partner farmers
• Processing — hygienic processing facility with clean water, controlled drying, and sanitary handling
• Packaging — sealed, labelled, and stored in clean environments
• Testing — regular quality checks on moisture, purity, and consistency

We are committed to producing food products that meet both domestic and export standards.

Our primary distribution area covers Lagos and Ogun State with direct delivery. For other locations within Nigeria, we coordinate through logistics partners. Delivery timelines vary: 1–2 business days within Lagos/Ogun, and 3–7 business days for other states. Bulk orders to any location can be arranged — contact us for logistics details.

Yes. Beyond our standard retail and wholesale sizes, we offer custom packaging in sizes tailored to your market needs — from small consumer sachets to large commercial bags. Custom sizes are available for all our product lines including garri, fufu, rice, and oils. Minimum order quantities apply for custom sizes. Submit a custom packaging request.

GBI's corporate food supply program provides structured, recurring food deliveries to organisations. Companies select from pre-built or customised food pack options, set delivery frequency (monthly, bi-monthly, or quarterly), and we handle sourcing, packaging, and delivery. Packs can be delivered to the office or directly to staff homes. The program integrates seamlessly with HR and welfare structures. Request a corporate proposal.

Our grocery subscription offers three tiers:

• Basic Pack — essential staples (garri, rice, oil, beans) for individuals or small households
• Family Pack — expanded selection with additional items for larger households
• Premium Pack — comprehensive grocery supply including premium products and specialty items

All packs are curated with farm-fresh, hygienically packaged products. Subscriptions auto-renew monthly and can be paused or cancelled at any time. Subscribe now.

Yes. GBI supports payroll deduction integration for corporate clients. Staff select their preferred pack, the cost is deducted directly from monthly salary, and GBI handles delivery. This creates a seamless, zero-friction experience for both HR teams and employees. We work with your payroll team to set up the integration. Contact us for setup details.

Yes. GBI offers tiered group discounts based on volume:

• 10–49 staff — standard group rate
• 50–99 staff — enhanced discount tier
• 100+ staff — premium corporate rate with dedicated account management

Cooperatives, associations, and faith-based groups also qualify for volume pricing. Get a group quote.

Yes. While we offer pre-built packs for quick setup, corporate clients can fully customise their pack contents — choosing specific products, quantities, and packaging. Custom packs can also include branded festive hampers and employer-branded gift packs for special occasions like Christmas, Eid, or company anniversaries. Request a custom pack proposal.

Yes. Delivery is included for all corporate and subscription programs within our primary service area (Lagos and Ogun State). For locations outside this area, delivery fees are calculated at competitive rates and communicated upfront. Bulk corporate orders are delivered directly to the office, while individual staff subscriptions can be delivered to staff homes.

Payments are made via direct bank transfer to GAIN Business Incubator Ltd's corporate account. Account details are provided upon engagement with our sales or investment team. We issue official receipts for all transactions. For retail purchases, our online shop accepts bank transfers and select payment methods.

Yes. GBI offers flexible installment payment plans for farmland purchases and Gateway Fund investments. Installment terms, down payment requirements, and timelines are discussed with our sales team based on the product and investment amount. Land allocation is completed once full payment is made, but your plot is reserved from the point of initial deposit.

All investments are backed by structured legal agreements, proper documentation (Survey Plans, Deed of Assignment, Letters of Allocation), and transparent profit-sharing terms. GBI operates as an incorporated entity with CAC registration and maintains professional management oversight. We provide clear communication, written agreements, and regular reporting to all investors.

Transparency is a core operating principle:

• Written agreements — every transaction has clear terms and conditions
• Regular reporting — periodic updates on farm operations, development progress, and financial performance
• Open access — investors can visit the farm, inspect plots, and meet the team at any time
• Clear profit-sharing — 60/40 split with detailed profit calculations shared at payout
• Professional management — experienced agricultural and business managers overseeing operations

GBI's operations are managed by a team of experienced professionals across agriculture, real estate, business development, and food processing. The leadership team has a proven track record in Nigerian agribusiness, land development, and FMCG markets. To learn more about out team, visit our About page.

Yes. GBI welcomes due diligence. You can:

• Visit our farm estates — see ongoing operations, cultivated plots, and sold land
• Speak to existing investors — we can connect you with current farmland owners and fund participants
• Inspect our processing facility — see the production line for garri, fufu, and other products
• Review documentation — we maintain records of all transactions and development milestones

Contact us to arrange a comprehensive due diligence visit.